Compare the full commitment
Set a purchase budget that includes the home, transaction charges, any finance costs and initial repairs or furnishing. Ask for an itemised estimate for the exact unit. A lower asking price can be offset by higher ongoing service charges or a less practical layout.
Calculate income after costs
Gross yield compares annual rent with the purchase price. For a more useful comparison, subtract vacancy, maintenance, service charges and management costs, and include acquisition costs in your capital budget. Financing changes cash flow further; rental projections are not guaranteed.
Check the building and evidence
Compare recent like-for-like transactions and leases, not just advertised prices. Match building, unit size, condition, floor, parking and occupancy. Ask for the current service-charge statement and inspect a completed unit before planning possession or rental.
Verify an off-plan project
Record the project and developer names, exact unit, specifications, payment milestones and contractual handover terms. Use official project information and clarify the steps if delivery changes. A payment plan describes timing; it does not establish investment quality.